Your Credit Score Doesn’t Define You -The Short Sale Decision
Welcome to another edition of Mindset Monday. Firstly, we would like to tell you about a wonderful experience that we had last week. We had the opportunity to provide a free live seminar to house owners. The seminar was particularly to help home owners be familiar with how the short sale process works. There is a great deal of misinformation out there. So, we attempted to provide a little truth to these home owners.
This seminar got us thinking. There is something that we say throughout our classes and we tell home owners. However, we haven’t discussed the subject on shortsalepowerhour.com. That point is straightforward.
“Your credit doesn’t define you!”
What does that mean and why do we declare it? Yesterday was a wonderful example. In talking with home owners, the first thing they said was that they had never missed a payment in their life. These people recognize that they have to do a short sale. They are afraid to miss payments since it will hurt their credit score.
People connect their worth to their credit score, as if paying their mortgage makes them a good person and not paying their mortgage makes them a bad individual. Realtors need to keep this in mind. It is a wonderful way to soften the blow of facing this complicated decision.
Your credit ought to never run your life. As a culture we have been programmed to believe that we have to have great credit scores and we have to charge everything. The wealthiest citizens in the world don’t use credit to define who they are. We might all learn something from them.
Also, if you are not from the Arizona area but you would like us to come to your vicinity to educate, please fill out the form on our website. We are starting to reserve classes for the first quarter of 2011.
Get powered up by Kevin and Fred at Short Sale Power Hour by the Short Sale Specialists of Arizona
